The archives of the Sun Fire Office insurance have been often used to study the formation of fixed capital in order to map the development of industrialization in Britain. Until now there has been no special focus on the claims of the insured entrepreneurs after fire damages in ...
(Show more)The archives of the Sun Fire Office insurance have been often used to study the formation of fixed capital in order to map the development of industrialization in Britain. Until now there has been no special focus on the claims of the insured entrepreneurs after fire damages in order to recover reimbursement. These claims only constitute a small number of cases (500, half in London) in respect to the whole insurance policies (more than 40 000 policies for London at the end of the XVIIIth century). Nevertheless these records provide an interesting sample of individual claims related to production, which allows us to sketch out artisans' and entrepreneurs' activities. Two factors seem to have played a prominent part in the burst of fires in the workplace : on the one hand, equipments like furnaces or boilers and vats required by various productions such as brewers, dyers or sugar houses, on the other hand the multiplication of buildings for storage stimulated by an increasing commercial activity, which multiplied stocks of inflammable materials. At this stage, our aim would be to raise assumptions from these archives, as they challenge our perception of risk in industrializing Britain during the second half of the eighteenth century by revealing a landscape where factories were still an exception: fire hazards seemed as much related to the rise of workshop activities located in a dense urban environment than to the use of new processes, especially in the case of London. Whereas the compensations always relate to goods, tools and premises (with their rebuilding), a few cases provide insight into the lives of the insured people, either because neighbours will apply to the Sun Fire Office, or because some workers will be so much ruined or injured that they can no longer earn their living. The Sun Fire Office appears as a multifunctional institution (combining emergency rescue, economic compensation and social support) that helped the collective perception of risk in town.
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